Terms Of Use & Disclaimer The information contained on this website is intended for general information only and should not be considered to be complete or definitive. Information on this website may contain technical inaccuracies or typographical errors. Publisher accepts no responsibility regarding the accuracy of information that is provided by Publisher on this website and use of such information is at your own risk. Publisher reserves the right to make changes at any time, without notice, to any element of the website. All content and functionality on this website is provided “as is” and without warranties of any kind by Publisher, express or implied. This website contains links to sites maintained by other organisations, and Publisher does not take any responsibility for the content or functionality of those sites. You should take appropriate action to ensure that your access to, and use of this website and other sites is protected against, and free from viruses (including macro viruses), worms, trojan horses and other harmful and destructive material. Publisher does not want to receive confidential or proprietary information from you through this website. All information or material sent to Publisher will be deemed not to be confidential. You grant Publisher an unrestricted irrevocable licence to use, reproduce, display, perform, modify, transmit and distribute that information or material, for any purpose. Publisher will not be liable to any party for any direct, indirect, special or other consequential damages arising out of any use of this website, or any other hyperlinked website, and including, but without limitation, loss of profits, interruption of business, loss of data on your information handling system or otherwise, even if Publisher has been expressly advised of the possibility of such damages. Publisher provides no representations or warranties, express or implied, including any implied warranties of fitness for a particular purpose, merchantability or otherwise in relation to any information provided by Publisher on this website. All statutory or implied terms, conditions or warranties concerning the quality or condition of this website or any information, service, material, advice or recommendation supplied by Publisher to you through this website is limited to the fullest extent permitted by law. If Publisher breaches any term, condition or warranty which is implied by law and cannot lawfully be excluded, the liability of Publisher for a breach of the applicable term, condition or warranty is limited to, at the election of Publisher:

• (i) the resupply of the relevant advice, service, recommendation or information; or
• (ii) the payment to you of the cost of having the relevant advice, service, recommendation or information supplied again

Except to the extent that liability may not lawfully be excluded, Publisher will not be under any liability to you (or any of your officers, agents or employees) for any loss of profit or anticipated profit, loss of data, loss of use, damage to goodwill and loss due to delay, or other direct or indirect loss or damage (including without limitation consequential loss or damage,) however caused (including without limitation due to breach of contract, negligence and/or breach of statute) which may be suffered or incurred or which may arise from or in connection with your use of this website or your use of or reliance upon any of the information, services and/or materials contained in it or provided by it to you or negligence or breach by the Publisher of Publisher obligations under these Terms of Use. Publisher does not warrant that any of the functions contained in the website or your access to the website will be uninterrupted or error-free, or that any notifications (such as may be selected in the investor relations section of the website), will be made in a timely manner, or at all. The information contained in this website is derived from sources believed to be true and accurate. However, the content may include errors and changes or events may occur which cause the information to be inaccurate or out of date. For various reasons substantial delays may occur before particular information on the website is updated. Accordingly, Publisher does not warrant the reliability, accuracy, currency or completeness of that information and any reliance by you upon that information is at your sole risk. You should satisfy yourself as to the currency and accuracy of any information provided through this website. You must indemnify Publisher and hold Publisher harmless against all loss, actions, proceedings, costs, expenses (including legal fees), claims and damages arising from any breach by you of these Terms of Use, your access and/or use of the website or reliance on its contents or information received through it by yourself or any person accessing any content through your website.

• (i) to monitor or improve the quality and standard of service provided to you or other consumers by Publisher and any entitles related to Publisher, (collectively called “Authorised Disclosees”);
• (ii) to provide marketing information to you about products and services of any one or more of the Authorised Disclosees; and
• (iii) arrange for delivery of goods of any one or more Authorised Disclosees to you.

Publisher may at any time revise these terms and conditions by updating this website. By using this website you agree to be bound by all revisions and you should therefore periodically visit this page to determine the then current terms which govern your relationship with Publisher. The materials displayed on this website, including without limitation all information, text, graphics, names, logos, trademarks, design, software and advertisements (“Content”) are protected by copyright, trade mark and other intellectual property laws unless expressly indicated otherwise on the website. You may access and display these pages on a computer or a monitor only for your personal and non-commercial use. All other use (including without limitation reproduction on any other website) of any part of this website is prohibited without express written permission of Publisher. You must not use this website in any manner or for any purpose which is unlawful or which violates the rights of any owner of any content. Nothing contained in this website should be construed as a licence or right of use of any trademark displayed on the website without the express written permission of the owner of the trademark. This agreement is governed by and construed in accordance with the laws of Queensland. You irrevocably and unconditionally submit to the non-exclusive jurisdiction of the courts of Queensland. If any provision of this agreement is found to be invalid or unenforceable by a court of law, such invalidity or unenforceability will not affect the remainder of this agreement, which will continue in full force and effect. Privacy Policy & Disclosure Statement Application Inovact Consulting (referred to as “Publisher”, “we”, “our”, or “us”) is subject to the National Privacy Principles in the Privacy Act 1988. This Privacy Policy and Disclosure Statement explains how Publisher collects and protects the privacy of personal information about you collected by the Publisher or provided by you to Publisher via our website or from other sources. This Privacy Policy and Disclosure Statement does not apply in relation to acts and practices of Publisher which relate directly to the employee records of present and former employees of Publisher. Collection of Your Personal Information Publisher will generally collect personal information about you directly from you when you use this website or deal with Publisher over the telephone or by letter or e-mail. Normally, the type of personal information collected will include your name, address, telephone number and e-mail address and product preferences. Disclosure Statement Publisher collects personal information for some or all of the following purposes:

• (i) to monitor or improve the quality and standard of service provided to you or other consumers by Publisher and any entities related to Publisher, (collectively called “Authorised Disclosees”);
• (ii) to provide marketing information to you about products and services of any one or more of the Authorised Disclosees; and
• (iii) arrange for delivery of products of any one or more Authorised Disclosee to you.

If you do not provide any information requested, Publisher or one or more of the Authorised Disclosees may not be able to either provide you with information about our company products or to fulfil one or more other purposes of collection of your personal information. Publisher may collect personal information about you from a third party source. Publisher will take reasonable steps to contact you and make you aware of the purposes for which Publisher has collected your personal information which has been obtained from a third party source. Use or Disclosure of Your Personal Information Publisher will use and disclose personal information for the primary purpose for which the personal information was collected or for purposes related to or ancillary to that primary purpose. Publisher does not disclose collected personal information to third parties other than Authorised Disclosees, for the purpose of allowing such third parties to directly market products and services to you. Publisher may from time to time engage third party contractors to carry out work for Publisher. Third party contractors are prohibited from using collected personal information about you, except for the specific purpose for which that personal information has been supplied by Publisher to the contractor. Personal Information About Other People You must not provide personal information to Publisher about another person, unless that person has authorised Publisher, through you, to collect, use and disclose personal information about that person for the purposes described in this Privacy Policy and Disclosure Statement. Sharing Information Publisher may disclose personal information to Authorised Disclosees upon the basis that any Authorised Disclosee may only collect, use or disclose the information for the purpose for which that information was originally collected by Publisher. Access to Personal Information Publisher will, on request, provide you with access to personal information held by Publisher about you, subject to any limitations or exceptions in the Privacy Act. Publisher will deal with requests for access within a reasonable time. You must pay Publisher for reasonable costs incurred by Publisher in providing you with access. If Publisher refuses to provide you with access to personal information about you, Publisher will provide you with reasons for the refusal, in accordance with the requirements of the Privacy Act. Consent We understand that when you visit our website you may not wish to become a member. We respect that and have provided you the option to not sign up as a member and to drop out at any time you no longer wish to be a member of the website. Up-to-Date Information Publisher will take reasonable steps to ensure that your personal information is up-to-date when collected or used by Publisher. If any personal information held by Publisher about you is incorrect, you should contact Publisher immediately, so that Publisher can take reasonable steps to correct incorrect information about you. Security of Personal Information Publisher protects your personal information from misuse and unauthorised disclosure. Personal information about you may be stored in hard copy or electronically in data information storage systems of Publisher. Publisher maintains physical security, as well as network and computer security over paper and electronic data information storage systems. Children and Young People The website is accessible to people of all ages. However, we are mindful that some customers who register as members may be under the age of 18. In the interests of their personal safety, we urge children to check with their parents before entering personal information on any website and ask parents to discuss these issues with their children. The Publisher will also ensure that appropriate disclosures are made at the time of collection of other information from minors, and will only collect this information where it is appropriate to do so. Information collected will only be used for appropriate purposes. Contacts You may gain access to your personal information, make a complaint about breach of your privacy rights, or make enquiries about collection or use of your personal information by contacting the Publisher Privacy Officer of our company. Publisher will respond to your query or complaint in a reasonable time. All content of this site contains copyrights from Inovact Consulting or Inovact Consulting Clients. All rights reserved. No part of this site may be reproduced in any manner without express written permission of Inovact Consulting.